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When we launched HEMIC over 25 years ago, we were on a mission to provide coverage for the highest-risk businesses in our community. Today, as Hawai‘i’s leading workers’ compensation provider, we are committed to providing superior workplace protection and excellent customer service for every business owner in Hawai‘i, regardless of size or industry. 

Why Choose HEMIC? 

100% local expertise in disability management. Proudly taking care of 7,000+ businesses and 75,000+ workers in Hawai‘i. 

HEMIC also offers these services: 

• Large Deductible Program
  Offers large employers greater control over their WC program, a stronger incentive for risk management and safety, and can lower costs over time.
  
  
• TPA Claim Management
  Self-insured clients can cut overhead costs, pay for just the services they need, and benefit from our expertise in claim handling and mitigation through our subsidiary, HIMI.
  
  
• Safety & Risk Management Services
  Inspections, training, workplace program development, and more – at no cost to policyholders.
  
  
• ‘AePay Program
  “Pay as you go”: automatic payroll reporting and premium payments based on actual payroll – and no down payment.