About Us


We are not your typical insurance company. We are different.

HEMIC’s creation as a private, mutual insurance company over 20 years ago was a demonstration of innovative leadership in Hawai`i: the legislation that enabled our existence was an unprecedented partnership of stakeholders working together to solve a market problem. We have been dedicated to thought leadership,  innovation, and service ever since.

We understand Hawai`i’s businesses like no one else. Our staff and operations are 100% local, and we only insure Hawai`i businesses. We know that the people we serve are our neighbors and our community, and we serve with aloha. We provide personalized service to businesses large and small, across all industries and demographics.

We are rated “A” (Excellent) with stable outlook by A.M. Besta testament to our financial strength and our ability to meet future obligations. Our mission and vision are long-term: as long as there are businesses and workers in Hawai`i, HEMIC will be here to serve them.

We invest in safety and risk management. We have a dedicated team of in-house Safety & Risk Management professionals, and, we offer extensive safety resources and loss prevention programs. We spend time getting to know our clients, so that together we can practically and successfully improve the safety of their workplace. This prevents losses and reduces costs, improving the bottom line for businesses large and small.

We believe in partnership. We appreciate that each policyholder is unique, so we structure our services with account management in mind. We strive to provide top-notch expertise coupled with superior customer service. Working together with our customers and their agents, we craft solutions for the evolving needs of Hawai`i’s workplaces and workers.