Skip to main content

Search by keyword


Business Owner’s Policy (BOP)

What is a Business Owner’s Policy?

The BOP combines multiple insurance coverages into one convenient policy.

BOPs can be an effective, affordable insurance solution for small- to mid-size businesses, providing multiple coverage needs under one policy. These policies often include all the "bells & whistles" and have preferred pricing. Target industries include restaurants, retail, offices and professional services. 

BOP Coverage May Include:

  • Property
  • General Liability
  • Crime
  • Business Income
  • Professional Liability
  • Cyber Liability
  • Equipment Breakdown
  • Auto
  • Enhancements with coverages specific to an industry

HIMI Carriers

HIMI partners with carriers you can trust.

View All HIMI Carriers

“HEMIC is the catch-all solution for Workers’ Compensation. Online quotes with timely approvals ease the implementation process. Our customers love the dividend program, too!”

Tracy Wong, CIC

Insurance Solutions, LLC
See All Testimonials