Cybersecurity Month

A single cyberattack can disrupt more than just your business. Learn how to stay protected.  

October is Cybersecurity Month, an international initiative that serves as a powerful reminder of the importance of safeguarding organizations in today’s digital age.  

The 2025 theme, “Building a Cyber Strong America” underscores the urgent need to strengthen our country’s digital infrastructure to ensure security and resilience. Across industries, essential services are becoming increasingly targeted by malicious threats. When critical operations are disrupted, the ripple effects impact not only businesses, but also the customers and communities that depend on them.  

With cyber threats becoming more frequent and sophisticated, no organization is immune. It’s more important than ever to prioritize cybersecurity and take proactive measures to reduce risks and protect your business, employees, and customers from growing threats.  

The Cybersecurity and Infrastructure Security Agency (CISA) recommends four essential steps every business can take: 

• Educate Employees About Phishing Scams: Train staff to recognize and report unusual activity.
• Mandate Strong Passwords: Require complex, unique passwords for all users.   
• Require Multifactor Authentication (MFA): Add an extra layer of protection for accounts and systems.
• Keep Software Updated: Install updates promptly to address security vulnerabilities.  

For more information about the 2025 Cybersecurity Month Campaign or to get involved, visit the Cybersecurity Awareness Month website.  

Even with strong prevention strategies in place, no business can eliminate cyber risks entirely. A single breach can lead to costly disruptions, legal liabilities, and a loss of customer trust. That’s where Cyber Liability Insurance can make the difference.  

A cyber policy may include these coverages: 

• Legal advice after a cyber-attack or data breach 
• Notification costs for affected customers 
• Investigation and legal fees 
• Ongoing credit monitoring 
• Costs associated with Regulatory and Payment Card Industry (PCI) fines, penalties, and assessments 
• Income loss due to reputational harm 
• Data and system restoration 
• Improvements to the insured’s computer system following an attack to mitigate future losses 
• Business income loss 
• Pre-approved cost of a negotiator or investigator and payments made following an extortion threat or ransom 
• Reward payment reimbursement 
• Misdirected payment fraud 
• Invoice manipulation fraud 
• Computer fraud 
• Telecommunications fraud 
• Cryptojacking 
• Income loss due to system failure 
• Identity theft recovery and credit restoration for business owners and their spouses 
• Litigation and settlement costs for victims 
• Electronic and full media liability 
• Network security liability 
• Privacy incident liability  
• Business identity theft 
• Cyber risk management services like active threat monitoring, website monitoring, security training, and ransomware prevention 

At HIMI, we understand the unique challenges Hawaiʻi businesses face in today’s connected world. Our specialty coverage options can help safeguard your business from the financial fallout of a digital attack, so you can focus on running your business. 

Talk to your agent today and learn how HIMI can help protect your business.