HEMIC's Large Deductible Program is now available for large employers who have the capacity to self-insure a portion of their workers' compensation while benefiting from HEMIC's expertise in claims, safety and risk management.
HEMIC offers a range of deductible options from $15,000 up to $1,000,000 per occurence, in line with NCCI's Rating Values. Optional aggregate limits are also available.
A large deductible program can provide employers with greater control over their workers' compensation program and greater incentive for risk management and loss prevention, resulting in reduced workers' compensation costs over the long-term.
As a 100% local company dedicated to servicing Hawai`i's businesses and workers, we are here to work in partnership with employers and their agents to develop a workers' compensation program tailored to best fit their organization's needs.
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Congratulations to Keahi and Kiana Favela, Kids’ Chance of Hawaii’s 2020 Scholarship Recipients! Kids’ Chance is non-profit organization dedicated to providing scholarships to children of workers who have been seriously or fatally injured on the job, so that they can achieve their educational goals and follow their dreams. We are inspired by Keahi and Kiana’s story and impressed by their passion and their goals. We wish them pōmaika`i and will be cheering them on as they pursue their professional aspirations. “The doctors and medical staff that took care of my dad during the five days that he was in the ICU... Read More
Hawai`i’s workers are the backbone of our community. As our islands move forward on the road to recovery, we appreciate the strength, perseverance and resilience of Hawai`i’s workers.
As Hawai`i begins the road to recovery, workers’ compensation carrier HEMIC announces a new financial relief program to help Hawai`i businesses. HEMIC’s COVID-19 Workers’ Compensation Premium Relief Program will provide $2 million dollars in financial relief to HEMIC policyholders, in the form of a premium credit. All HEMIC policyholders automatically qualify for this program. “We hope this $2 million program will help provide immediate relief at a time when it is needed most, will help business owners recover, and in turn, will support Hawai`i’s overall economic recovery.”... Read More