HIMI

Commercial Package Policy

What is a Commercial Package Policy?

A package policy combines multiple lines of coverage in one convenient policy.

A package policy typically includes property and GL but can be tailored to a business’s needs by customizing various combinations of coverage.

Package Coverages May Include:

Property
General Liability
Inland Marine
Crime
Business Income
Professional Liability
Cyber Liability
Equipment Breakdown
Auto
Enhancements with coverages specific to an industry
...and More

About Our Carrier Partners

Berkley Human Services

Berkley Human Services has exclusively insured the human services niche for over 35 years. They are focused on providing superior insurance coverage, claim handling, and risk control solutions. Their intimate knowledge of the risk exposures and concerns of this niche enables them to design and deliver customized, end-to-end solutions. Passionate about serving those who serve others, they value the trust they have earned from many long-term customers and are dedicated to long-term relationships.

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Hallmark Commercial Insurance Solutions

Hallmark Commercial Insurance Solutions (CIS) specializing in small and medium-sized businesses, Hallmark CIS is known for specialty BOPs, coverage enhancements, competitive prices and a broad appetite for the types of businesses they will insure. They have a deep understanding of Hawai‘i businesses and are dedicated to long-term relationships.

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Pharmacists Mutual

Rated A "Excellent" by AM Best, Pharmacists Mutual has been providing specialty insurance for Pharmacies since 1909. Today they offer specialty insurance with expert risk management and claims handling for Pharmacy, Dentistry, Veterinary, Home Health Care, Home Medical Equipment, Personal Care Providers, and more.

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HIMI Carriers

HIMI partners with carriers you can trust.

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“Hands-down, in terms of value-add services, HEMIC is the best.”

Kainoa Scheer

ACW

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