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Industry Solutions
Our family of companies has robust coverages at competitive prices for automotive service operations – from auto body repair to oil and lube shops, detailing to window tinting, retailing and more. Through HIMI, the Business Owner’s Policy offers key enhancements vital to any garage service operation. Only through our family of companies can you place both Workers’ Compensation and TDI under the same roof, ensuring that claims get placed where they belong and claimants are serviced without delay.
HEMIC Workers’ Comp
Workers’ Compensation
On-the-job protection for Hawaiʻi’s businesses and employees, mandated by the State of Hawaiʻi.
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EPIC
Temporary Disability Insurance
Employee benefit coverage for off-the-job injuries and illness, mandated by the State of Hawaiʻi.
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HIMI
Business Owner’s Policy (BOP)
Get the right combination of coverages for your business needs in one policy.
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HIMI
Commercial Package Policy
Cover property and liability insurance in one main, customizable policy.
Learn More“TDI is required by state law but all TDI carriers are NOT equal. My recent experiences with EPIC have been fantastic. They are responsive, look for ways to complete the process and the policy is easier for clients to understand.”
