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Industry Solutions
Food and beverage operations face a wide array of risks daily – from employee injuries and customer incidents to equipment breakdown, food spoilage and much more. Our family of companies has insurance solutions designed not only to cover the risks, but to prevent them from happening in the first place with supportive risk management services.
HEMIC Workers’ Comp
Workers’ Compensation
On-the-job protection for Hawaiʻi’s businesses and employees, mandated by the State of Hawaiʻi.
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EPIC
Temporary Disability Insurance
Employee benefit coverage for off-the-job injuries and illness, mandated by the State of Hawaiʻi.
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HIMI
Business Owner’s Policy (BOP)
Get the right combination of coverages for your business needs in one policy.
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HIMI
Commercial Package Policy
Cover property and liability insurance in one main, customizable policy.
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