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Industry Solutions

Insurance Solutions for Retail.

From mom & pop shops to chains and franchises, we have flexible solutions for retailers.

Our family of companies offers robust coverages at competitive prices for retail operations. Together, we have the unique ability to cover Workers’ Compensation and Temporary Disability under one roof, ensuring that claims are placed properly and claimants are serviced without delay.

Industry Solutions Tailored for the Retail Industry

HEMIC Workers’ Comp

Workers’ Compensation

On-the-job protection for Hawaiʻi’s businesses and employees, mandated by the State of Hawaiʻi.

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Temporary Disability Insurance

Employee benefit coverage for off-the-job injuries and illness, mandated by the State of Hawaiʻi.

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Business Owner’s Policy (BOP)

Get the right combination of coverages for your business needs in one policy.

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Commercial Package Policy

Cover property and liability insurance in one main, customizable policy.

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Trusted HIMI Partners

HIMI Carriers for the Retail Industry.

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