HIMI

Business Owner’s Policy (BOP)

What is a Business Owner’s Policy?

The BOP combines multiple insurance coverages into one convenient policy.

BOPs can be an effective, affordable insurance solution for small- to mid-size businesses, providing multiple coverage needs under one policy. These policies often include all the "bells & whistles" and have preferred pricing. Target industries include restaurants, retail, offices and professional services.

BOP Coverages May Include:

Property
General Liability
Crime
Business Income
Professional Liability
Cyber Liability
Equipment Breakdown
Auto
Enhancements with coverages specific to an industry

About Our Carrier Partners

Hallmark Commercial Insurance Solutions

Hallmark Commercial Insurance Solutions (CIS) specializing in small and medium-sized businesses, Hallmark CIS is known for specialty BOPs, coverage enhancements, competitive prices and a broad appetite for the types of businesses they will insure. They have a deep understanding of Hawai‘i businesses and are dedicated to long-term relationships.

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Pharmacists Mutual

Rated A "Excellent" by AM Best, Pharmacists Mutual has been providing specialty insurance for Pharmacies since 1909. Today they offer specialty insurance with expert risk management and claims handling for Pharmacy, Dentistry, Veterinary, Home Health Care, Home Medical Equipment, Personal Care Providers, and more.

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Victor Insurance

Victor Insurance is a leading global MGU with over 65 years of expertise in delivering a broad portfolio of admitted, A-rated renowned insurance products. Victor offers essential and specialty policies including Business Owner’s Policies from trusted carriers such as Homesite, Coterie, and HISCOX.

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HIMI Carriers

HIMI partners with carriers you can trust.

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Insurance Solutions, LLC

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