HIMI

Business Owner’s Policy (BOP)

What is a Business Owner’s Policy?

The BOP combines multiple insurance coverages into one convenient policy.

BOPs can be an effective, affordable insurance solution for small- to mid-size businesses, providing multiple coverage needs under one policy. These policies often include all the "bells & whistles" and have preferred pricing. Target industries include restaurants, retail, offices and professional services.

BOP Coverages May Include:

Property
General Liability
Crime
Business Income
Professional Liability
Cyber Liability
Equipment Breakdown
Auto
Enhancements with coverages specific to an industry

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