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All Products & Services

Products & Services

We serve our neighbors and our community with aloha.

The HEMIC Family of Companies provides Hawai‘i businesses with a broad range of insurance coverages and choices with personalized service. We know every business is different so we structure our services with your unique needs in mind.

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Business Owner’s Policy (BOP)

Get the right combination of coverages for your business needs in one policy.

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Commercial Package Policy

Cover property and liability insurance in one main, customizable policy.

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General Liability

Protection against claims made by others against a business.

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Property Insurance

Protection for buildings, equipment, inventory and other physical assets.

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Cyber Liability

Comprehensive, customizable coverage for data breach, cyber crime, system failure and related liability.

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Hurricane Insurance

In Hawai‘i, hurricane coverage is key — whether as part of a property policy or a standalone policy.

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Maritime Insurance

Coverage for Maritime Employer’s Liability, USL&H, and Marine Packages.

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Management Liability

Protection against the risks of managing a business, from employment practices to fiduciary responsibility.

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Professional Liability

Protection against claims of negligence, errors and omissions, malpractice or misrepresentation.

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Accident Insurance

Customized solutions for travelers, amateur sports, educational, nonprofit & niche organizations.

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Pollution Liability

Coverage for the people, places and products who are liable if a polluting event or condition occurs.

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Equipment Breakdown

Comprehensive coverage from boilers and electrical systems to microelectronics.

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Identity Recovery Benefit for Employees

Help employees cover costs and recover from identity theft, so they can stay productive at work.

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Safety & Risk Management Consulting

Our team of safety consultants help businesses and non-profits address their safety needs, whether as a one-time project or as ongoing support.

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Cyber Risk Assessments

Evaluate the strengths & weaknesses of your business' digital workplace to understand your individual risks, so you can protect and defend against data breach, virus infection and other cyber attacks.

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Information Technology Consulting

Information technology services to ensure the strength, efficacy, & security of Hawai‘i’s digital workplaces

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TPA Claim Services

Flexible, customizable services for your business' unique needs.

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