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All Products & Services
The HEMIC Family of Companies provides Hawai‘i businesses with a broad range of insurance coverages and choices with personalized service. We know every business is different so we structure our services with your unique needs in mind.
HIMI
Business Owner’s Policy (BOP)
Get the right combination of coverages for your business needs in one policy.
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Commercial Package Policy
Cover property and liability insurance in one main, customizable policy.
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Property Insurance
Protection for buildings, equipment, inventory and other physical assets.
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Cyber Liability
Comprehensive, customizable coverage for data breach, cyber crime, system failure and related liability.
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Hurricane Insurance
In Hawai‘i, hurricane coverage is key — whether as part of a property policy or a standalone policy.
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Maritime Insurance
Coverage for Maritime Employer’s Liability, USL&H, and Marine Packages.
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Management Liability
Protection against the risks of managing a business, from employment practices to fiduciary responsibility.
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Professional Liability
Protection against claims of negligence, errors and omissions, malpractice or misrepresentation.
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Accident Insurance
Customized solutions for travelers, amateur sports, educational, nonprofit & niche organizations.
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Pollution Liability
Coverage for the people, places and products who are liable if a polluting event or condition occurs.
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Equipment Breakdown
Comprehensive coverage from boilers and electrical systems to microelectronics.
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Identity Recovery Benefit for Employees
Help employees cover costs and recover from identity theft, so they can stay productive at work.
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Safety & Risk Management Consulting
Our team of safety consultants help businesses and non-profits address their safety needs, whether as a one-time project or as ongoing support.
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Cyber Risk Assessments
Evaluate the strengths & weaknesses of your business' digital workplace to understand your individual risks, so you can protect and defend against data breach, virus infection and other cyber attacks.
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Information Technology Consulting
Information technology services to ensure the strength, efficacy, & security of Hawai‘i’s digital workplaces
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