What is Pollution Liability Insurance?
Coverage for pollution related or polluting condition claims and the costs of environment clean-up.
Pollution liability covers claims of bodily injury and property damage resulting from a polluting condition, such as hazardous waste. It also covers the environmental clean-up costs. Pollution liability may be excluded from General Liability policies but is a critical coverage for certain industries or professions, such as manufacturers, contractors, and environmental workers.
Specific policies are available for:
Contractors Pollution Liability
- Coverage for conditions that arise from a contractor’s operations. There are policies for non-environmental contractors (general contractors and artisans), environmental contractors, and environmental consultants. These businesses’ project owner often require proof of pollution liability coverage.
Products Pollution Liability
- Provides coverage for conditions that arise from a business’ finished product.
Premises or “Fixed Site” Liability
- For new and pre-existing pollution conditions of a property or site of a business.
TankSafe™
- Coverage for above and below ground storage tanks, for operations such as airports, auto dealerships, gas stations, convenience stores, manufacturing, municipalities, hospitals and schools.