HIMI
Short-Term Disability Insurance (STD)
What is Short-Term Disability Insurance?
Short-Term Disability provides partial income replacement when an employee is temporarily unable to work due to a covered illness or injury.
Hawai‘i law requires employers to offer TDI. Voluntary Short-Term Disability can supplement TDI by providing additional benefits or extended protection, helping to fill employees’ financial gaps during their recovery.
Why Short-Term Disability Insurance Matters to Hawai‘i Employees:
- 60% - 66.67% income replacement
- Benefit maximum based on income
- Voluntary rehab and return-to-work program
- Policyholders can use their benefits to pay for everyday expenses like medical bills, mortgage or rent, car payments, groceries, daycare, and more.
About Our Carrier Partners
Colonial Life
With over 86 years of industry leadership, Colonial Life is the #1 disability provider in the U.S., partnering with over 100,000 businesses and providing protection for over 36 million employees. Colonial Life offers a range of financial protection options for employees, including Life, Accident, Short–and Long-Term Disability, and Cancer Insurance.
Learn More
![]()
