Industry Solutions

Solutions for Condominium & Homeowners’ Associations

Quality coverages for the complex needs of associations.

Condo and homeowner associations have complex risks with unique responsibilities. They must ensure proper insurance coverages are in place to meet the State’s legal requirements, as well as adequately protect and respond to their individual communities. Through our family of companies, we offer property, casualty, and liability products designed for AOAOs and HOAs.

Industry Solutions Tailored for the AOAO Industry

HEMIC Workers’ Comp

Workers’ Compensation

On-the-job protection for Hawaiʻi’s businesses and employees, mandated by the State of Hawaiʻi.

Learn More

EPIC

Temporary Disability Insurance

Employee benefit coverage for off-the-job injuries and illness, mandated by the State of Hawaiʻi.

Learn More

HIMI

Business Owner’s Policy (BOP)

Get the right combination of coverages for your business needs in one policy.

Learn More

HIMI

Commercial Package Policy

Cover property and liability insurance in one main, customizable policy.

Learn More

Trusted HIMI Partners

HIMI Carriers for the AOAO Industry

View All HIMI Carriers

“HEMIC’s claims services are very, very good. Their adjusters look to turn claims around quickly and close claims... They are very responsive. They return calls quickly.”

Dennis Pang

Brown & Brown Pacific

See All Testimonials